In April 2025, the United States Government, through the Social Security Administration, will pay the new retirement checks to United States citizens. Some of these checks have already reached citizens’ pockets, but it is true that other payments are yet to arrive.
If we check all the requirements established for Social Security retirement payments, we will be able to find out whether or not we will have access to the next check. Each new payday means having a new check depending on whether or not we belong to that specific group.
And best of all, we can get our retirement payment on the same day as the payment, because if we activate Direct Deposit we won’t have to wait any longer to enjoy the benefit. Checks have their requirements, which we can’t avoid, so we mustn’t forget this at any time.
Who gets the new Social Security payment?
The requirements for getting the new Social Security payments are linked to the year of retirement and the date of birth of the beneficiary. On the one hand, we have to have a check from after May 1997. On the other hand, we have to have a birthday between the 11th and 20th of any month.
Only if we meet these requirements will we be able to get the retirement check on April 16, 2025. Of course, with Direct Deposit we will enjoy the money immediately. If we don’t have this collection method activated, we will have to wait a few more days, although we won’t have to wait very long.
Minimum requirements for Social Security in 2025
If we are thinking of applying for a retirement check in 2025, we will have to meet two minimum requirements. These requirements are mandatory and there is no way to obtain the monthly retirement benefit by age without meeting them. In the case of having a Disability benefit, the rules change, but the age check has these two conditions.
On the one hand, we must have reached the age of 62. On the other hand, it is compulsory to have worked for a minimum of 10 years or, in other words, to have obtained 40 work credits. While it is true that meeting these requirements entitles us to a monthly check, it is also true that the monthly payment would be too small.
In order to maximize Social Security, it is necessary to delay the retirement age as much as possible, to earn a good salary during that time and, in addition, to have worked for at least 35 years. By following these recommendations, we can obtain a payment of up to $5,108 in the year 2025.
