United States citizens waiting to get a new Social Security retirement payment could be in luck in just a few hours. The new retiree payment will arrive on January 22nd and will be the last payment on the official calendar for the entire month.
Still, it is true that there is another extra payment before the end of January, but that payment will be only for a specific group of Americans and they don’t necessarily have to be retired. For now it is a good idea to focus on the requirements and amounts of the January 22nd check, which will be for group 4 beneficiaries.
Who gets the January 22nd, 2025 retiree payment?
The January 22nd retiree checks have very specific requirements. If these requirements are not met, we will not be able to get the check. Since this check is the last check on the January calendar, those who do not meet the requirements will have to wait until February to see a new check.
Thus, the requirements for the January 22nd Social Security payment are:
- Have a benefit since after May 1997.
- Have a birthday between the 21st and 31st of any month.
In addition, it is necessary to have Direct Deposit activated in order to get the payment on January 22nd. If this collection method is not activated, it will take about 3 days for the money to be available.
What is the maximum check for retirees in 2025?
The maximum payments for retirees in 2025 depends on the category. Those with a maximum check in 2025 can get $5,180, but it is true that every American gets a totally different Social Security payment.
However, in the case of having a retirement requested at age 62, it is impossible to reach such a large figure. In order to have such a check, we must retire at age 70 after having worked for 35 years with a high salary.
Those Americans retiring at age 67 or applying for Social Security Disability can have a payment of a maximum of $4,018 per month. To that we can add the monthly SSI payment, but only if we are eligible.