Good news for pensioners in the United States. The Administration of Social Security (SSA) is finalizing and preparing to send out payments for January. As it does every month, the agency is responsible for sending out benefits to retired workers, survivors and recipients of Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).
In this first month of 2025, the SSA has already sent all payments for January, including those for SSI beneficiaries, beneficiaries who began receiving payments before May 1997, as well as those for people born between the 1st and 10th, 11th and 20th, and 21st and 31st. However, on the 31st of January, the SSA will send out other payments of almost $970 for some beneficiaries.
Who will receive the SSA advance payment?
On Friday, January 31, the Social Security Administration (SSA) will send out a February advance payment for Supplemental Security Income (SSI) beneficiaries. Because February 1 is a Saturday, the payment for that month is brought forward and sent out a day early. This 2025, the maximum monthly federal amounts of Supplemental Security Income (SSI) have risen to $967 for an eligible individual, $1,450 for an eligible couple, and $484 for an essential individual, but the exact amount depends on each beneficiary.
Likewise, the Social Security Administration will issue the corresponding payments with the economic news already added, so that beneficiaries will see an increase in these amounts. However, the Administration will also send a letter to these groups, explaining in detail all the changes in pension payments and the invoice for the amount in detail. Therefore, with regard to next February, the Social Security calendar is as follows:
- Friday, January 31: Beneficiaries of Supplemental Security Income (SSI) (Payment corresponding to February 2025)
- Monday, February 3: Beneficiaries who began receiving payments before May 1997
- Wednesday, February 12: Beneficiaries with birth dates between 1 and 10
- Wednesday, February 19: Beneficiaries with birth dates between 11 and 20
- Wednesday, February 26: Beneficiaries with birth dates between 21 and 31
- Friday, February 28: Supplemental Security Income (SSI) beneficiaries (March payment)
New SSA payment amounts in 2025
Thanks to the cost of living adjustment (COLA), Social Security benefit amounts increased by 2.5 percent. Here are the average payments in 2025, according to the Social Security Administration (SSA):
- All retired workers: from $1,927 to $1,976
- Elderly couple where both receive benefits: from $3,014 to $3,089
- Widowed mother with two children: from $3,669 to $3,761
- Elderly widow(er): from $1,788 to $1,832
- Disabled worker, spouse and one or more children: from $2,757 to $2,826
- All disabled workers: from $1,542 to $1,580
In addition, the maximum federal monthly Supplemental Security Income (SSI) amounts have risen to $967 for an eligible individual, $1,450 for an eligible couple and $484 for an eligible individual. On the other hand, although they are not related to the COLA increase, the maximum amounts that a retiree can receive in 2025 are as follows:
- 62 years old, $2,831
- 65 years old, $3,374
- 66 years old, $3,795
- 67 years old, $4,043
- 70 years old or older, $5,108