At the beginning of each new year, the United States Government applies the Cost of Living Adjustment (COLA) to Social Security checks. This Cost of Living Adjustment (COLA) serves to combat price inflation in a direct way, since in case of not applying it, retired United States citizens could have problems when it comes to paying their bills.
The ultimate goal is not to lose purchasing power, so it is normal to find that United States citizens enjoy this little extra money every year. Of course, the Cost of Living Adjustment (COLA) increase is not only for Social Security retirement payments, but also for other checks, such as Supplemental Security Income.
And it is through this extra check that we can get the 2025 Cost of Living Adjustment (COLA) early, as the Social Security Administration will send out the first of the 2025 COLA payments ahead of schedule. If you’re eligible, just wait and you’ll be able to enjoy the check without hassle.
When does the first Social Security of 2025 arrive with the COLA?
The first of the Social Security payments on the official 2025 schedule with the Cost of Living Adjustment (COLA) added is the January Supplemental Security Income. The problem is that these benefits always arrive on the 1st of the month, with some exceptions. When the 1st of the month is a holiday or weekend, the payment is advanced to the immediately preceding business day.
And that is precisely what is happening in January 2025. Since the 1st is a holiday, the January 2025 Supplemental Security Income payment will be sent on the 31st day of December 2024 to Supplemental Security Income recipients. And that payment will carry the 2025 Cost of Living Adjustment (COLA) included even though we are in 2024.
Thus, the maximum payment on this day will not be $943, but that amount plus the 2025 Cost of Living Adjustment (COLA). We still do not have an exact date to know exactly what the maximum amount will be, but everything seems to indicate that the 2025 COLA will reach 2.5%, so you should add that amount to your regular SSI check, as well as other Social Security payments.
