Starting to collect a benefit from the United States Social Security implies having an assured monthly income. However, we must bear in mind that sometimes we may encounter changes in requirements that may result in a different check or even in not being able to collect the monthly benefit.
In these cases, there is no doubt that checking all the requirements related to the monthly benefit can save us more than one unpleasant surprise, so being aware of all this is key to having a better life when we start collecting Social Security. It is also possible to collect an additional check if we meet the requirements, so it is not a bad idea to keep all this in mind.
Social Security requirements in April
As with the rest of the months in 2025, the Social Security requirements for April 2025 involve reaching a minimum in two areas. The first of these areas is related to years worked. The second area is related to the age of the beneficiary.
In this sense, both requirements have nothing to do with disability payments, since that type of benefit is totally different. But if we are talking about Social Security retirement benefits for age by April 2025, we must bear in mind that:
| Requirement | Details |
|---|---|
| Age requirement | Be at least 62 years old |
| Work requirement | Have worked at least 10 years |
It is not compulsory to work the 10 years in a row, so we can have worked at alternate times. Similarly, we find that the minimum age can vary somewhat depending on the year of birth, but the usual minimum is 62.
Even so, the check under these conditions will not be very large, so it is advisable to maximize the Social Security payment to the maximum in order to enjoy the best possible retirement. Similarly, retirement benefits can reach as much as $5,180 in 2025, but that payment is difficult to have on a regular basis.
Maximum Social Security payments
Maximum Social Security payments by age can be as high as $5,180, but in order to receive a payment of this size, we are going to have to plan our retirement in advance.
On the one hand, we must bear in mind that we have to delay retirement until the age of 70. On the other hand, it is also important to take into account everything related to salary and years worked. The longer we work before retiring, the better.
So, to achieve the best possible figure in Social Security, we have to retire at 70, have worked for 35 years and have a high salary during that time. Only then will we be able to have a good monthly payment and, therefore, enjoy better golden years.