Just a few days after the first round of Social Security payments went out, the Social Security Administration (SSA) is preparing to issue the second payment for April on Tuesday, April 16, 2025. This deposit includes the 2.5% Cost-of-Living Adjustment (COLA) that was implemented at the beginning of the year to help retirees offset rising prices for essential goods and services.
The first April payment, delivered on April 9, was designated for retirees born between the 1st and 10th of the month. Now, a new group of beneficiaries is set to receive their monthly benefits. These COLA-adjusted payments provide much-needed financial support to millions of Americans who rely heavily on Social Security in the face of inflation and economic uncertainty.
Who Will Receive the April 16 Social Security Payment?
According to the SSA’s official payment schedule, the April 16 check will be sent to retirees born between the 11th and 20th of any month. Like the previous group, these beneficiaries will automatically receive the 2.5% COLA increase—no action is required to obtain the adjusted amount.
In 2025, monthly benefit amounts depend on retirement age and lifetime earnings. Those who retired at age 62 can receive up to $2,831, while individuals who waited until full retirement age (67) may get up to $3,822. Retirees who delayed benefits until age 70 could receive as much as $5,108 per month, thanks to Social Security’s tiered benefit system designed to reward delayed retirement.
| Retirement Type | Retirement Age | Estimated Monthly Benefit |
|---|---|---|
| Early retirees (born 1st–10th) | 62 years | Up to $2,831 |
| Full retirement | 67 years | Up to $3,822 |
| Delayed retirement | 70 years | Up to $5,108 |
What’s Changing with Social Security in 2025?
Beyond the COLA adjustment, 2025 has brought other important updates to the Social Security program. Notably, the maximum taxable earnings limit has increased to $176,100, impacting high-income earners still contributing to the system. Additionally, gradual shifts in the full retirement age continue as part of the government’s long-term plan to maintain the sustainability of the program.
Staying informed about payment dates and policy changes is essential for those depending on Social Security benefits. The next key payment date will be April 23, when retirees born between the 21st and 31st of the month will receive their deposits—also with the COLA increase included.
