United States RSDI payments include checks for retirement, survivors and Social Security Disability. These types of benefits go directly to different groups of Americans depending on which group of retirees each one belongs to. These checks are different to the Supplemental Security Income (SSI) payments, which are an additional payment of up to $967 that can be given to American beneficiaries.
In total there are 4 different groups for these payments and belonging to one or the other does not depend on the type of retirement we have. The truth is that what really matters when determining at what time of the month we can get our Social Security check is both the year of retirement and the day of birth.
Thus, there are two large groups divided by retirement year. Specifically, the month of May 1997 is what determines whether we will receive the check on the first or on the rest of the Social Security payment days of the month. In the case of the next payment, only group 4 retirees can get it.
Who gets the new RSDI payment in February?
Americans who are part of the RSDI will get checks on February 26, 2025, only if they are part of group 4. This group of retirees is made up of beneficiaries who meet specific requirements.
In this sense, the requirements to be part of this group are:
- To have been receiving Social Security benefits since after May 1997.
- Your birthday must fall between the 21st and 31st of any given month.
Thanks to meeting both requirements, we will be able to enjoy this payment, but it is not possible to get the check if we do not meet each and every one of the requirements. Also, the day the payment is sent is February 26th, but we might get the check a little later if we don’t have Direct Deposit activated.
Maximum SSDI check in February 2025
The maximum Social Security checks in 2025 can reach $5,180, but that’s only if payments are maximized. If we have the disability checks, the payment can be a maximum of $4,018.
Even so, each American gets a different retirement pension, as it depends on their work history, their year of retirement and other aspects. In this sense, the years worked, the salary and the year of retirement are key to obtaining the best possible check.
If our goal is to have a very high benefit, we must plan everything in advance. To get the biggest possible check, we have to retire at 70 after working for 35 years at a high salary. The closer we are to these parameters, the greater our retirement benefit will be.