Social Security retirement payments can reach Americans’ pockets on different days of the month depending on a number of factors. It is important to keep track of all this information, since knowing all the details related to our retirement payment will enable us to organize our monthly budget as effectively as possible.
Knowing that the monthly budget may arrive sooner or later will help us to better understand our options when it comes to organizing our finances. We must bear in mind that it is not advisable to live solely on Social Security as our only source of income, but that is something that not all Americans can change in their lifetime.
So, if you are waiting to receive your Social Security payment and you do not belong to group 1, you will have to wait a little longer until the money is finally available in your bank account. What is certain, and we must keep this in mind at all times, is that we can find out in advance when we will receive the money each month.
Social Security payments in April 2025
In total, the Administration will pay four different checks to groups of American retirees. This way, just by knowing which group of retirees we belong to, we will be able to mark the specific day on which the Social Security Administration will pay us the check.
On the other hand, if we have a monthly SSI benefit, the payment will also arrive, being already available for many retirees, since it was sent on the 1st of the month. This type of payment is important because it reaches the most needy Americans.
To find out at what specific time of the month the Administration will send us the check, we must take into account the following payment calendar:
| Payment Date | Group and Requirements |
|---|---|
| April 3 | Group 1. Payments for pensioners prior to May 1997. |
| April 9 | Group 2. Pensioners after May 1997 are in this group. You must also have your birthday between the 1st and the 10th of any month. |
| April 16 | Group 3. Pensioners after May 1997 are in this group. You must also have your birthday between the 11th and the 20th of any month. |
| April 23 | Group 4. Retirees after May 1997 are in this group. Your birthday must also fall between the 21st and 31st of any month. |
Remember that retirees in groups 2, 3, and 4 have to wait until the second, third, and fourth Wednesdays of the month to have the check available. On the other hand, the collection method is key to knowing whether we will have the money available on the same day as the payment is sent or whether we will have to wait a few more days. It is important and essential to know that the days on the calendar correspond to the day the payment is sent, but that the day the money is available depends on the beneficiary’s bank.