The COLA of the Social Security of the United States has meant that citizens with a benefit can receive in 2025 a Direct Deposit with a much higher amount than in the previous year. All beneficiaries have seen that the retirement check has increased this year. And although this should not affect the day we get our tax refund, it could affect the amount.
For that reason, knowing at what point in the month we will be able to receive our check is so important, as it ensures that we have a well-defined budget. If we only collect one payment from Social Security, we will have to check everything related to payday very carefully. In the event that we have some other source of income, we will not be 100% dependent on it, but it is advisable to know the day of collection.
Thus, only a specific group of retirees will be able to receive their payment soon. This payment will not be sent in the next few hours, but it is already being sent, but it is true that we should know who receives it directly and who does not. Not all Americans receive their Social Security check on the same day, even if they belong to the same group of retirees.
Retirees who will receive Social Security soon
Americans who are part of retirement group 1 and have Direct Deposit activated as a collection method can receive payment in their bank accounts today. Therefore, some Americans receive payment today and others have to wait a bit longer to enjoy this benefit. This group 1 of retirees only has to meet one requirement.
The mandatory requirement to be part of this group is to have a check accepted before May 1997. If you are in this group, in this first full week of February you will have your retirement payment in your bank account. If you have Direct Deposit activated, the money will have already arrived in your checking account. If you do not have this collection method, the money will arrive in the next 24 or 48 hours.
Maximum Social Security check in March 2025
If we take into account that the COLA has increased Social Security payments in 2025, we can be sure that the payment of this benefit reached its maximum amount last January. But in March we will continue to receive the same maximum check as before. Thus, the maximum payment we can get is $5,180, although not for everyone.
Only retirees who have maximized this benefit during their working years can reach that maximum payment. Otherwise, it is possible that we are among the average checks, which are usually between $1,600 and $2,000 per month. In any case, this week we will get the check if we meet the established requirement.