The new Social Security payments in the United States will be the last to reach eligible American households throughout the month of February. In addition, it should be remembered that there is a passed SS payment increase thanks to the COLA, so we can enjoy a higher benefit than the previous year 2024.
So if you have accepted the Social Security payment, you should know that in the coming weeks you could have your retirement check available. This check will only be for retirees in groups 3 and 4, but that does not mean that retirees in groups 1 and 2 will not get their benefits in February.
Retirees who are not in Social Security groups 3 and 4 should already have the money available because the Administration sent these checks on the 3rd and 12th of February. If we are part of groups 1 or 2 and do not have the money available, we may have to claim the late payment.
Passed Social Security (SS) payment increase in February
These payments, with the increase included, will arrive on the 19th and 26th of February. So if you have an accepted benefit, it is in your interest to know what the requirements are for the Social Security Administration to send the check to your checking account.
So, let’s see what those conditions are:
- Payments on February 19th are only made to group 3 pensioners. To be part of this group of pensioners, it is mandatory to meet two requirements:
- Have a benefit from after May 1997.
- Have your birthday between the 11th and 20th of any month.
- The payments for February 26th, 2025 will go to the beneficiaries of group 4. The retirees in this group are those who:
- Have a check from after May 1997.
- Your birthday falls between the 21st and 31st of any month.
The checks for this February will be for the same amount as last January. However, it is true that the payment will be higher than in February 2024. These maximum payments for February 2025 have increased thanks to the Passed SS payment increase through the COLA.
On the one hand, retirement payments at age 70 can reach $5,180. On the other hand, checks for beneficiaries on disability or retirees at age 67 have a maximum Social Security amount of $4,018. Each beneficiary gets a different benefit depending on their work history.
The aforementioned days correspond to the Social Security mailing schedule in 2025, but not all retirees can get payment on the same day it is sent. Retirees who activate Direct Deposit do get payment on the same day it is sent, but the rest will have to wait a few days for the money to finally appear in their bank account.