Retirement is always a challenge and a goal for all working people, as it means finally leaving the workplace and being able to start living, enjoying the pleasures of life without the stress of work. Therefore, once a person decides to retire from professional life, they are entitled to receive a pension, the amount of which varies depending on the number of years they have worked and how much they have paid into the United States Social Security system. On the other hand, the age at which each person decides to apply for retirement is also important, as this significantly influences the total amount to be received. Therefore, those who have done so in their full or complete age could receive up to $5,108, according to figures published by the SSA.
The Social Security Administration (SSA) has already prepared the payment schedule for the month of February for retirees registered in the system. Although the amounts vary in each case, the average is expected to be $2,000 dollars. The state agency also reminds beneficiaries that each payment is calculated individually, according to their history of income and contributions to the system.
Payment of the February retirement pension
According to the Civil Service, the retirement pensions for this coming month of February are ready. However, each group will have a specific day to receive their payment, according to the requirements and conditions established by the Social Security.
- Monday, February 3: beneficiaries who began receiving payments before May 1997.
- Wednesday, February 12: people with birth dates between the 1st and the 10th.
- Wednesday, February 19: beneficiaries born between the 11th and the 20th.
- Wednesday, February 26: people born between the 21st and the 31st.
- Friday, February 28: March advance payment for Supplemental Security Income (SSI) beneficiaries.
For Supplemental Security Income (SSI) recipients, the maximum amounts in 2025 range from $967 for an eligible individual, $1,450 for couples, and $484 for essential individuals. The SSA also notes that this year’s amounts reflect a 2.5% increase, following the cost-of-living adjustment (COLA) announced in October of last year.
Money that retirees will receive in 2025
In the United States, many retirees depend on Social Security checks to live, with more than 71 million people receiving this type of payment. However, the amount they receive is not always the same for everyone, as it depends on factors such as the age at which they retire and how much they earned during their working life. In fact, in 2025, the average amount that retirees will receive will vary, depending on the age at which they retire and other factors, and there are differences between what men and women receive.
In order to be entitled to these payments, workers must meet certain requirements, with retirement age being one of the most decisive factors. In the United States, meanwhile, there are three key retirement ages:
- At 62, which is the earliest age to retire, but with a reduced payment.
- Between 66 and 67, which is the full retirement age, where the beneficiary receives 100% of their pension, depending on their year of birth.
- At 70 years of age, when many workers choose to delay their retirement to increase the amount of their payment.
Therefore, taking into account these age characteristics and depending on the merits that these groups have achieved during their lives and working careers, the average amounts that they will receive as retirement pensions in 2025 will be as follows:
For retirees in 2025, the average Social Security payments are as follows:
- At 62: $1,278 per month, with men receiving an average of $1,284 and women $1,261.
- Between 66 and 67 years of age: $1,910 per month, with men receiving $2,155 and women $1,840.
- At 70 years of age: $2,342 per month, with men receiving $2,280 and women $1,944.