Supplemental Security Income (SSI) payments in the United States are one of the most useful benefits for United States citizens. Ultimately, this benefit reaches the neediest families, so it is common for recipients to need to know whether or not they will have an income on the benefit.
In the case of January, the check for that month will not arrive for many Americans in that specific month, but will appear even earlier. It will all depend on the collection method we have activated. That said, the SSI check will eventually reach everyone, regardless of that collection method.
Who will get SSI in December with the new COLA?
In order to get this SSI benefit with the new COLA, we only need to have Direct Deposit activated. In addition, we must also have our check accepted in advance. It is common to think that we get the benefits as soon as we apply for them, but sometimes we have to wait a while until we finally get the money each month.
So, any citizen who has SSI activated and gets the monthly check with Direct Deposit will be able to immediately enjoy the payment on the 31st day of December 2024. This payment is actually the check for January 2025, so that year’s COLA will be included. Thus, you won’t get the SSI payment of up to now, but rather the check will be a little larger.
Be that as it may, the payment for that January 2025 will also come to SSI recipients who do not have Direct Deposit activated, but the payment will come later. Typically, those who do not have this collection method activated will get the money about three days later, so by the first week of 2025 it should be available to all eligible Americans.
What is the maximum SSI with the 2025 COLA?
THE maximum SSI benefit in 2025 will go from $943 per month to $967 per month. Thus, citizens with a maximum check for this benefit will be able to count on almost $1,000 extra each month. But remember that not all citizens have the maximum check of this benefit.
In order to have an SSI payment each month, it is necessary to have a disability or be over 65 years of age. Likewise, it is also mandatory to have low monthly income and low resources. And since the check depends on our income, the higher the income, the lower the monthly payment, so the maximum SSI payment is only available to beneficiaries with fewer resources.