The United States Disability benefit has certain requirements to meet. Not every citizen who wants to apply for such a check from the Social Security Administration is eligible to receive it on a monthly basis.
Even if we have a disability as such, each case is totally unique, so the Social Security Administration studies it in order to be able to grant or not such benefits. What we must be clear about is that certain requirements must be met. If we do not meet them, getting each monthly check is impossible.
And work credits are mandatory in order to get most Social Security checks, whether for Disability or other reasons. So if you are thinking about applying for one of the benefits you should check well what the mandatory conditions are.
Minimum credits for Disability benefit if you are 31 years old
If you want to apply for a disability benefit from the Social Security Administration and you are 31 or older, you must have a minimum number of work credits. These credits are earned by working and in this case must have been earned in the last few years prior to the Disability.
Therefore, the exact number of work credits needed to claim the Disability benefit is 20. But not at any point in time, they must have been earned in the 10 years prior to applying for a check. So you must have worked half of the last 10 years to get an SSDI benefit.
The amount we will get in this case will depend on the situation. So if you meet the conditions, you can apply for a disability check and enjoy retirement. The maximum in these cases is $3,822 per month, but it is true that not all Americans can get such an amount.
Americans who have a disability benefit that is too small can apply to the Social Security Administration for an extra Supplemental Security Income payment. This check can provide $943 per month per month.