Getting a new Social Security payment today is possible for thousands of retirees in the United States. If your birthday is between the 21st and 31st of any month, the payment of this benefit could reach your bank account in the next few hours. Best of all, this payment can be as much as $5,180 for retirees with a maximized check.
Thus, having a payment of this kind of benefit is a financial relief, which allows us to organize our monthly budget in the most efficient way possible. Although it is not advisable to receive this payment as your sole source of income, the truth is that it is very common for Americans to get just one check of this kind.
If you are among the eligible retirees, this day’s payment could be for you and you could start organizing your summer vacation or have a slightly bigger budget to change that appliance that has been failing so much lately. There is no doubt that Social Security is very useful for paying monthly bills, but also for buying other necessary things.
How can I get the $5,180 from Social Security today?
There are two mandatory conditions to be able to receive this Social Security check today. Well, in reality, a third condition must be added to those two, since the method of collection also influences the day on which we receive the retirement payments.
With this in mind, the three requirements to be able to receive the Social Security benefit today are:
- Have a benefit accepted since after May 1997.
- Have your birthday between the 21st and 31st of any month.
- Have Direct Deposit activated.
The first two requirements are strictly mandatory to be part of group 4 of retirees, but the third requirement is only necessary if we want to have the benefit check today.
Maximize the Social Security check
Once we start collecting the Social Security retirement benefit, we cannot increase the monthly check, but if we have not yet applied for this payment, we can increase the payment in order to obtain as close as possible to a check for $5,180.
To do this, three aspects must be taken into account. The first is to delay the retirement age. The closer we are to 70, the better. The second is to have worked for at least 35 years. The third is to have earned the best possible salary during all that time.
Although it is true that reaching a Social Security amount of $5,180 per month is not within everyone’s reach, citizens who optimize their monthly check can qualify to get a much higher payment. Only in this way will we directly enjoy a better retirement and some excellent golden years.