One of the most important payments for citizens of the United States is undoubtedly the Social Security check. This monthly check means having an income every month so that we can pay all the bills, the usual expenses and buy food and everything else we need.
However, not all Americans can receive payment on the same day of the month. For that reason, keeping in mind when we can receive the new payments can make a big difference in our lives. We will receive the Social Security check if we are retired, but the day will be different depending on the group of retirees to which we belong.
How do I receive the new Social Security payment?
The Social Security Administration will send out this new payment on February 12, 2025. But you have to watch out for that payment day, as the check will only be sent out to Group 2 retirees. Being part of this group of retirees does not guarantee that we will receive the payment on the same day, but it does mean that the Administration will send it out.
To be part of the group 2 of retirees we have to meet two requirements. On the one hand, to be a retiree with Social Security since after May 1997. On the other hand, to have a birthday from the 1st to the 10th of any month. The exact day of birth or the year does not matter, but it does have to be between those ten days of any month.
How to increase the Social Security payment?
If we have not yet retired, we can increase our Social Security payment without any problems. However, if we have already retired, we cannot increase the benefit. The maximum check for retirees aged 67 is $4,018 in 2025.
If our goal is to get the maximum payment, we will have to take three elements into account:
- The retirement age.
- The years worked.
- The salary as a worker.
The maximum payment of $4,018 from Social Security is only obtained after having worked for 35 years at a very high salary. Of course, if we delay retirement and do not apply for it at 67, the payment can go beyond that amount, even reaching $5,180 per month.