Although it’s been years since the last round of stimulus checks was issued, the Internal Revenue Service (IRS) has announced that thousands of Americans may still be eligible for a $1,400 payment—a crucial opportunity for those who are not yet receiving Social Security benefits.
This remaining stimulus money comes from the Recovery Rebate Credit tied to the 2021 tax year. The IRS discovered that many eligible taxpayers either did not file their taxes that year or forgot to claim the credit. As a result, the agency began distributing more than $2.4 billion in unclaimed checks in December 2024. For Americans still waiting to access their Social Security payments, this check could offer much-needed financial relief in the meantime.
Who qualifies for the $1,400 IRS stimulus check?
The IRS is targeting this payment toward people who didn’t claim the Recovery Rebate Credit on their 2021 tax return. While millions of Americans have already received the benefit, a significant number of eligible individuals were left out—either because they didn’t file a return or missed the credit altogether.
Fortunately, there’s still time. If you haven’t filed your 2021 taxes, you can still do so until April 15, 2025 to claim the payment. Filing now could also secure other tax refunds you may have missed. For those not yet receiving Social Security, this check could provide temporary financial support while your benefit claim is pending or delayed.
How to claim the $1,400 payment
If you already filed your 2021 tax return but did not claim the Recovery Rebate Credit, no further action is needed. The IRS started issuing automatic payments in December 2024. Eligible taxpayers will receive the money either through direct deposit or a paper check, depending on the information provided in their previous filing.
However, if you did not file a 2021 tax return, you’ll need to do so before the April 15, 2025 deadline. You can file through the IRS Free File system or work with a tax professional. Just make sure to include the Recovery Rebate Credit in your return. Once submitted and approved, the IRS will process your payment based on your eligibility.
This extended window offers a final opportunity for many Americans—especially those in limbo with Social Security benefits—to secure additional federal aid. Review your 2021 tax status now, and don’t miss your chance to claim this stimulus payment.