In the United States, a large portion of the population gets their only income each month from their Social Security check. For that reason, not getting a check on time can become a problem, as many citizens are directly dependent on this source of income.
Since there are a large number of Americans with only Social Security as their sole source of income, having complete control over when the payment arrives each month is critical. And in this sense, claiming the payment in case of delay is also key and experts talk about how we can claim the check in order to obtain our retirement or disability benefit.
How to claim the Social Security payment, according to the experts?
Experts say there are two straightforward ways to claim Social Security payments. In most cases, it is only necessary to do the first of these two ways. Only in very few cases do we need to make use of the second way of claiming the back retirement payment.
The ways to claim this payment are as follows:
- Contact the bank.
- Contact Social Security.
In almost all cases of delays related to the Social Security check, the bank has withheld payment. The reasons can be very diverse, so it is advisable to contact the bank before doing anything else in order to find out what the problem is with our check.
If the bank is unable to provide a solution, we should go to any of the Social Security offices. With this other method we will solve 100% everything related to our retirement check.
Avoid delays in Social Security
If you collect a monthly Social Security check, you should know that there are several ways to avoid delays in payments. If we take into account that the retirement check arrives every month, we must be ready for that moment.
So, the tips to avoid delays in these payments are:
- Know the payment schedule. Each retiree gets his or her check on a different day, so knowing the payment schedule makes our life much easier.
- Do not have debts with the bank. If we have debts, the bank may withhold money from our monthly Social Security check.
- Update personal information. We should not have our personal information out of date either at the bank or in our Social Security account.
- We must activate Direct Deposit. Although this is not mandatory, it is advisable in case we want to get the payment the moment the Administration sends it.
This is the only way to get the Social Security payment as soon as possible. And if it turns out that we have not received it yet, we must claim it in order to enjoy our check.