As 2025 progresses, millions of Social Security beneficiaries in the United States are seeing a financial boost thanks to the Cost-of-Living Adjustment (COLA). This increase, designed to help recipients keep up with inflation, has raised monthly Social Security payments for retirees and individuals with disabilities.
For 2025, the COLA increase is 2.5%, allowing some beneficiaries to receive significantly higher payments. Those eligible under the Social Security Administration’s (SSA) schedule will receive their check on Wednesday, February 26.
Who Will Receive Their Social Security Payment on February 26?
The SSA distributes payments based on birth dates. Beneficiaries born between the 21st and 31st of any month will receive their Social Security check on the fourth Wednesday of the month, which in February 2025 falls on Wednesday, February 26.
For retired workers and disability beneficiaries (SSDI), payment amounts vary based on their earnings history:
- Retirees who delayed claiming benefits until age 70 can receive up to $5,108 per month.
- Retirees at full retirement age (67 years old) receive up to $4,018 per month.
- Disability beneficiaries (SSDI recipients) can receive up to $4,018 per month, depending on their earnings history.
- Early retirees (age 62) receive a maximum of $2,831 per month.
How to Ensure a Smooth Payment Process
To avoid payment delays, the Social Security Administration recommends that beneficiaries:
- Verify their banking information is up to date on the SSA website.
- Check their Social Security account to confirm the exact deposit date.
- Ensure they stay within income limits if receiving disability benefits, as exceeding those limits could impact eligibility.
With the COLA increase and scheduled payments, Social Security remains a critical financial support for millions of Americans. If you have questions about your payment, visit the official Social Security Administration (SSA) website for more information.
