As April comes to a close, thousands of retirees in the United States are preparing to get their last Social Security payment of the month. The Social Security Administration (SSA) distributes benefits on different dates depending on the group to which each beneficiary belongs, and this last round of payments is exclusively for those in group 4. If you are in this group, you are just hours away from getting your retirement, disability, or other SSA benefit check.
This type of payment is a significant relief for those who depend on this income to cover essential expenses such as rent, food, or medication. Therefore, it is important to pay attention to the official calendar and confirm that all requirements are met in order to receive the money on the designated date. Those who do not have direct deposit set up may experience slight delays, but in general, the money should be available on Tuesday, April 23.
Remember that the maximum Social Security check in 2025 is $5,108, a figure only reached by retirees who have delayed retirement until age 70, have a long work history, and have contributed with high earnings. However, most payments are between $1,800 and $2,500. If you are waiting for the last payment in April, check your bank account or your SSA app because the deposit is very close.
How to get the last Social Security in April?
The April 23 payment is reserved for those who belong to Social Security group 4, which is one of the four large groups of beneficiaries into which retirees are divided based on their benefit start date and birthday.
To be part of this group, you must meet these two mandatory requirements:
- You must have started receiving Social Security benefits after May 1997.
- You must have been born between the 21st and 31st of the month, regardless of the month of birth.
You must meet both criteria for the April 23 payment to arrive on time. In addition, it is important that your personal information is up to date on the SSA platform and that you have chosen a reliable collection method, preferably direct deposit. This not only ensures greater security, but also faster delivery of the money.
In any case, in order to get your Social Security payment in the next few days, you must not have activated Direct Deposit, as this collection method is immediate. If you have activated it, the payment should already be in your checking account. If you have not activated it, then it will arrive shortly.
I did not receive my Social Security in April. How can I claim it?
If you believe you should have received your payment and it still does not appear in your bank account, the first thing to do is remain calm. There are times when payments are delayed by a few hours or even a day, depending on the bank. However, if a reasonable amount of time has passed since the payment date and the money has not arrived, then it is time to take action.
You can check the status of your payment through your “My Social Security” account on the official SSA website. You can also call 1-800-772-1213, the Social Security customer service number, available Monday through Friday. Sometimes, errors in banking information, outdated addresses, or internal problems can cause delays or prevent your payment from processing correctly.
In addition, if you are receiving payments via a Direct Express card, you can also check your balance by phone or through the corresponding app. Don’t wait too many days to claim your payment, as the sooner the problem is detected, the faster it can be resolved. The SSA has procedures in place to investigate and correct late payments, but you need to start the process as soon as possible.
