If your birthday is between May 21 and 31, you could get up to $5,108 from Social Security within just 48 hours. This payment is for retirees who have chosen to delay retirement to maximize their benefits, and while not all beneficiaries will receive the maximum amount, many can get a significantly higher payment than the standard amount.
Social Security in the United States offers a series of payments to retirees and people with disabilities throughout the month. However, payments may vary depending on when beneficiaries have their birthdays and how they have planned their retirement. Those whose birthdays fall between May 21 and 31 get their payment on May 21 of each month. For some, this payment will be the result of years of work and savings, and they will receive it in a lump sum, directly into their bank account.
It is important to note that in 2025, the maximum retirement payment for those who choose to delay retirement will be $5,108 per month. This is the maximum amount that can be received if you wait until age 70 to begin collection. While not all beneficiaries reach this amount, those who do are those with a good career and sufficient wages during their working years.
Who gets this payment on May 21?
May 21 is the payment date for retirees whose birthdays fall between May 21 and 31 and who belong to Social Security Group 4. This group is made up of those who began receiving their benefits after May 1997. Depending on how much they earned during their working life, they may be eligible for higher-than-standard payments, especially if they delayed their retirement.
The payment of $5,108 is only reached if the beneficiary has decided to delay their retirement until age 70, which increases the amount received each month. If a beneficiary begins collection earlier, the amount will be lower, but still significant.
If your birthday falls on one of these dates, it is important to check your account on my Social Security or contact the Social Security Administration to confirm the exact amount you will receive and ensure that all your information is correct.
Maximizing your Social Security payment
If you want to maximize your payment, there are three essential steps you can take:
- Delay collection until age 70: Each year you delay collecting your benefits, your payments increase by 8% per year, which can result in a significantly higher amount over time.
- Work for 35 years: Social Security calculates benefits based on your earnings during the 35 highest-earning years of your career. The longer you work and the higher your average salary, the higher your benefit will be.
- Have a good salary during those years: The amount you get depends largely on your annual income. Those with higher salaries during their working careers benefit from higher payments.
By following these steps, you may be able to get a much higher amount than the standard payment, closer to the maximum of $5,108 per month. With these adjustments, you can take full advantage of the benefits that Social Security has to offer.
