Those United States citizens who are waiting to get a United States Social Security check and do not yet have it available will have to wait a little longer. The retirement checks arrive on different days depending on which group of retirees we belong to.
Thus, January 3rd is a payment day, but that does not mean that all Americans will get the payment on that same day. In order to receive a check on January 3rd, it is mandatory to have had a Social Security benefit since before May 1997. If this is not the case, we will have to wait a few more days before we can use the monthly benefit money.
When do the next Social Security payments arrive?
Citizens who meet two requirements will be able to access the next Social Security payments. It is also important to remember that the amount of the check, as well as the age of retirement, do not influence the day of collection.
Therefore, the only mandatory requirements to be eligible for the payment on January 8, 2025 are:
- Have a birthday between the 1st and 10th of any month.
- You must have applied for Social Security benefits after May 1997.
Only if you belong to this group will you be able to collect this benefit on this day. As for the amount, it is true that the average payment in 2025 could be around $1,800, but that does not mean that all retirees will have exactly the same payment. Every retiree gets his or her benefit, and in January all Americans will be able to enjoy increased Social Security thanks to this year’s COLA.
How to avoid delays in Social Security?
In order to get your monthly Social Security payment as soon as possible, there are several things to keep in mind. The first one is to activate Direct Deposit. Thanks to this collection method we will not have to wait a single day to get the money. As soon as the Administration sends it, the money will be available in our current account.
On the other hand, it is also key to have updated personal information. We must not forget to update all our personal information with both the Social Security Administration and the bank. If we do not do so, the money could arrive a little later.
Finally, knowing the payment schedule is also key to good organization. If we don’t know at what time of the month we might get our Social Security payment, we may run into financial problems, so it’s best to know everything.