In 2025, after new IRS rules, many people who will begin getting Social Security benefits are wondering how much taxes will affect their total income. Combining these benefits with other income can change the way taxes are applied, especially under the new IRS tax brackets. It is important to understand how these dynamics work to avoid surprises when it comes time to file taxes.
IRS tax brackets are regularly adjusted to reflect inflation, and in 2025, certain key changes are expected that could affect retiree income. This adjustment can influence how much a person will owe in taxes, depending on their total annual income and filing status. Below, we will review how the new attorney tax brackets may impact those who get Social Security.
How will the new IRS tax brackets affect those collecting Social Security?
When Social Security is collected along with other income, such as a pension or wages, the total amount must be taken into account when calculating taxes. The IRS has specific rules for taxing Social Security benefits, and depending on a person’s income level, between 50% and 85% of these benefits may be taxable. This depends on the combination of income earned during the year.
For example, if a person files as single and has combined income of more than $25,000 per year, a portion of his or her Social Security benefits may be taxable. For joint filers, the threshold is $32,000. In both cases, the IRS’s new 2025 tax brackets will play a key role in determining the exact rate that will apply.
In addition, it is important to keep in mind that not all income is subject to the same taxes. For example, investment income and Social Security benefits may be taxed at different rates depending on which tax bracket applies. This makes careful planning of total income essential to minimize the attorney’s tax burden and maximize Social Security benefits.
New IRS Tax Brackets in 2025
In addition to taxes on Social Security benefits, taxpayers should be aware of tax brackets that will determine the tax rate on their total income. These IRS tax brackets are adjusted annually to account for inflation and other economic factors, which can influence how much you will pay in taxes based on your total annual income. Here are the new tax brackets for 2025:
| Tax Bracket (Annual Income) | Rate for Single Filers | Rate for Joint Filers |
|---|---|---|
| Up to $11,000 | 10% | 10% |
| $11,001 – $44,725 | 12% | 12% |
| $44,726 – $95,375 | 22% | 22% |
| $95,376 – $182,100 | 24% | 24% |
| $182,101 – $231,250 | 32% | 32% |
| $231,251 – $578,125 | 35% | 35% |
| Over $578,126 | 37% | 37% |
These are the proposed new attorney tax brackets for 2025. The brackets determine what percentage of tax will apply to your income. As mentioned, Social Security may be taxed based on your combined income, so it’s crucial to know which bracket you fall into. If your total annual income exceeds certain thresholds, as shown in the table, you may pay a higher rate on your benefits.
In addition, it’s important to consider other factors that may affect your tax burden, such as standard deductions, tax credits, and whether income comes from other sources such as investments or wages. For those nearing retirement or already getting Social Security, doing proper tax planning for 2025 will be key to avoiding tax surprises from IRS.